The recent theft of Prime Minister David Cameron's bicycle, for the second time, has once again brought the issue of rising bicycle theft into the public consciousness. In recent years, mountain bike theft has become the most common cause for domestic burglary home insurance claims. There are many reasons why bikes have become such a target for thieves in recent years. One is that that it has become much more difficult to steal cars due to technology such as engine immobilisers, which has led thieves to look for alternative targets such as bikes. Another is that the demand for bikes is growing exponentially, due to the rising cost of running a car, and increasing concerns about global warming.

You might think that locking your bike to a railing would prevent it from being stolen, but the fact that David Cameron's bicycle was secured in this way should tell you something. While a bicycle chain may prevent it from being stolen by opportunistic thieves, it will not deter the more determined thieves who can use cutting equipment to break through these locks in a matter of seconds. The fact is that if you leave your bike out in the street, there is little that you can do to prevent it being stolen by a professional thief.

If it is at all possible, try to keep your bike indoors in a locked shed or garage, as this will significantly reduce your chances of becoming a victim of bicycle theft. Most home insurance policies will only cover bicycles if they are stored indoors while you are at home. You should also make sure that your insurance covers your bike when it is away from your home, so if somebody steals it while you are out at work, you will receive compensation. If your bike does get stolen, it is important to report it to the police. A significant proportion of bike thefts go unreported, but it is essential to do this if you want to claim on your insurance. Also, it is a good idea to take a note of the frame number of your bike, which is usually just underneath the saddle or the pedal hub, and you should also write your name and address on the bike with an ultra violet pen.

For more cycling tips and information on bikes, go to the British Bike Association website.